FD Calculator
Calculate your Fixed Deposit maturity amount and total interest earned instantly.
FD Details
Adjust your investment details.
Principal
₹1,00,000
Total Interest
₹40,255
Total Maturity
₹1,40,255
Payment Breakdown
FD Growth
Year-wise Growth
| Year | Value |
|---|---|
| 1 | ₹1,07,000 |
| 2 | ₹1,14,490 |
| 3 | ₹1,22,504 |
| 4 | ₹1,31,080 |
| 5 | ₹1,40,255 |
Why use our FD Calculator?
Estimate your maturity amount instantly, compare investment durations, understand compound interest and plan your savings more effectively.
FD Formula
The maturity amount of a Fixed Deposit is calculated using the compound interest formula:
A = P × (1 + r/n)nt
A = Maturity Amount
P = Principal Investment
r = Annual Interest Rate
n = Number of compoundings per year
t = Time in years
Frequently Asked Questions
A Fixed Deposit (FD) is an investment where you deposit a lump sum with a bank or financial institution for a fixed period and earn a fixed rate of interest.
FD interest is calculated using compound interest. The maturity amount depends on the principal amount, interest rate, tenure and compounding frequency.
Yes. Interest earned from Fixed Deposits is taxable according to your income tax slab.
Yes. Most banks allow premature withdrawal, but they may charge a penalty and offer a lower interest rate.
Learn About Fixed Deposits
Benefits
- ✔ Guaranteed Returns
- ✔ Low Risk Investment
- ✔ Flexible Tenure
- ✔ Suitable for Conservative Investors
Things to Know
- ✔ Interest is Taxable
- ✔ Premature Withdrawal may attract penalty
- ✔ Higher tenure usually gives better returns
- ✔ Compare bank interest rates before investing
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