Lumpsum Calculator
Calculate how much your one-time investment can grow over time.
Lumpsum Investment
Adjust the values below.
Investment
₹5,00,000
Estimated Returns
₹22,36,783
Future Value
₹27,36,783
Investment Breakdown
Investment Growth
Year-wise Growth
| Year | Value |
|---|---|
| 1 | ₹5,60,000 |
| 2 | ₹6,27,200 |
| 3 | ₹7,02,464 |
| 4 | ₹7,86,760 |
| 5 | ₹8,81,171 |
| 6 | ₹9,86,911 |
| 7 | ₹11,05,341 |
| 8 | ₹12,37,982 |
| 9 | ₹13,86,539 |
| 10 | ₹15,52,924 |
| 11 | ₹17,39,275 |
| 12 | ₹19,47,988 |
| 13 | ₹21,81,747 |
| 14 | ₹24,43,556 |
| 15 | ₹27,36,783 |
FD Formula
The maturity amount of a Fixed Deposit is calculated using the compound interest formula:
A = P × (1 + r/n)nt
A = Maturity Amount
P = Principal Investment
r = Annual Interest Rate
n = Number of compoundings per year
t = Time in years
Frequently Asked Questions
A Fixed Deposit (FD) is an investment where you deposit a lump sum with a bank or financial institution for a fixed period and earn a fixed rate of interest.
FD interest is calculated using compound interest. The maturity amount depends on the principal amount, interest rate, tenure and compounding frequency.
Yes. Interest earned from Fixed Deposits is taxable according to your income tax slab.
Yes. Most banks allow premature withdrawal, but they may charge a penalty and offer a lower interest rate.
Learn About Fixed Deposits
Benefits
- ✔ Guaranteed Returns
- ✔ Low Risk Investment
- ✔ Flexible Tenure
- ✔ Suitable for Conservative Investors
Things to Know
- ✔ Interest is Taxable
- ✔ Premature Withdrawal may attract penalty
- ✔ Higher tenure usually gives better returns
- ✔ Compare bank interest rates before investing
Explore More Calculators
Continue learning with our other free finance calculators.